Zero Percent Credit Cards.
Why not the make most of your everyday spendings?
Cashback Credit Cards are a great way
to make your everyday purchases more rewarding
Top 4 Zero Percent Credit Cards
Pros and Cons of Zero Percent Credit Cards
1. Bank Fund Staff Federal Credit Union
This Credit Union card is open to all its members. You need to be working in their selected financial institutions in order to qualify for this card. This is actually a suite of four 0% APR credit cards. All of them have zero balance transfer fees. They include Visa Signature card, Platinum cash rewards card, Platinum member rewards card, and a Visa Platinum.
The Visa Platinum and Visa Signature credit cards actually have no annual membership fee – which actually adds up to your savings each year. However, the annual fees on the other credit cards in this suite are pretty reasonable. The Platinum Cash Rewards Card has a $39 annual fee and the Platinum Member Rewards card has a $19 annual fee.
2. Venture One card from Capital One
This is one of the best zero percent credit cards currently offered nowadays. If you are the traveling type then this is a credit card that may interest you. It is offered with a 20,000 mile bonus (note that this is a one-time bonus). You can get this reward if you are able to spend $1,000 dollars within the first 3 months. That shouldn’t be hard to do since you will need to spend 300 dollars or so each month. Your reward basically equals to $200 worth in travel fees.
You also earn 1.25 miles (unlimited) for every dollar of purchase you make. That’s a pretty good deal right there. APR is 0% for the first 12 months. Annual fee is zero.
3. Discover It Cashback Match
You get a dollar match for every dollar you spend using this credit card. On top of that you also earn 5% cash back (rotating) for selected purchases. You get 0% APR for the first 14 months and the annual fee is 0%.